.zd-calculator-wrap{display:grid;gap:24px}
.zd-calc-card{background:#fff;border:1px solid #e5e7eb;border-radius:18px;padding:24px;box-shadow:0 8px 20px rgba(0,0,0,.04)}
.zd-calc-title,.zd-calc-title-small{margin:0 0 10px;line-height:1.2}
.zd-calc-subtitle,.zd-report-note,.zd-field small{color:#4b5563}
.zd-calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:18px}
.zd-calc-grid-3{grid-template-columns:repeat(3,1fr)}
.zd-field{display:flex;flex-direction:column;gap:8px}
.zd-field label{font-weight:600}
.zd-field input,.zd-commitment-row input{width:100%;border:1px solid #d1d5db;border-radius:12px;padding:12px 14px;font-size:16px;box-sizing:border-box}
.zd-commitment-section{margin-top:18px}
.zd-commitment-rows{display:grid;gap:12px;margin-top:12px}
.zd-commitment-row{display:grid;grid-template-columns:40px 1fr;gap:12px;align-items:center}
.zd-commitment-index{font-weight:700;color:#111827;text-align:left}
.zd-calc-actions{display:flex;gap:12px;margin-top:22px;flex-wrap:wrap}
.zd-btn{appearance:none;border:none;border-radius:12px;background:#1668c7;color:#fff;padding:12px 18px;font-weight:700;cursor:pointer}
.zd-btn-secondary{background:#374151}
.zd-report-table{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.zd-report-table>div{border:1px solid #e5e7eb;border-radius:12px;padding:14px;display:flex;flex-direction:column;gap:6px}
.zd-report-table span{color:#4b5563;font-size:14px}
.zd-report-table strong{font-size:18px}
@media (max-width:782px){
  .zd-calc-grid,.zd-calc-grid-3,.zd-report-table{grid-template-columns:1fr}
  .zd-calc-card{padding:18px}
}